The better way
to save
and invest.
Save automatically, lock funds in high-yield vaults, hit your goals and invest, all in one app.
Interest this month
Flex Wallet
House deposit
Goal · 72%
Your security is our priority
Protected with 256-bit SSL in transit, encrypted at rest, and locked behind biometric authentication on your device.
Many ways to build your savings
Earn up to 13% p.a. when you save with any of these plans.
€12,450.00
AutoSave
Automated recurring deposits that earn interest daily.
Learn more€3,200.00
FX Vault
Hold foreign currency and hedge with live exchange rates.
Learn more€6,780.55
Flex Wallet
Flexible everyday savings you can top up or withdraw anytime.
Learn moreStart investing with as little as €50
Curated funds, bonds and fixed offerings, expertly managed, so your money keeps working while you sleep.
Flexible options
Choose the risk and tenor that fit you.
Up to
13%
Returns per year
Historical range on top active plans. Rates vary by offering.
Expertly curated
Every listing is vetted and configured by the operator, with clear rates, minimums and tenors up front.
Agri Yield Note
Min €250 · 270 days
p.a.
Global Equity Index Fund
Min €100 · 365 days
p.a.
Real Estate Income REIT
Min €500 · 365 days
p.a.
Balanced Growth Fund
Min €100 · 180 days
p.a.
Join over 1M+ people who save and invest with us
Loved by people who save
Illustrative customer stories.
“I set an AutoSave for rent and honestly forgot about it. Three months later the vault had grown more than my old bank ever paid.”
“The fixed vault paid interest upfront, which felt unreal at first. Clean app, no hidden fees, everything in my own currency.”
“Goals with progress rings turned saving into a game. My travel fund hit target two weeks early.”
“Full right-to-left support and biometric lock. It finally feels like an app built with people like me in mind.”
Trusted, bank-grade by design
Questions, answered
How much can I earn when I save?
Rates depend on the plan and are set by the operator, with the top active plans currently paying up to 13% per year. Every plan shows its exact rate before you commit.
Is my money safe?
Traffic is protected with 256-bit SSL and account data is encrypted at rest. The app supports biometric lock, and the platform is built KYC/AML ready so operators can meet local requirements.
What is the minimum to start investing?
You can begin investing from as little as €50. Each listing shows its own minimum and tenor before you invest.
Can I withdraw my savings anytime?
Flexible plans like Flex Wallet let you top up or withdraw whenever you like. Fixed vaults run for a set term because the interest is paid to you upfront.
Which languages does the app support?
The app ships bilingual with full right-to-left (RTL) support, and adding another language is a single translation file.
Download VaultWise today.
Start saving and investing in minutes. Free to download, secure by design.